07-24-2013 11:28 AM
My Gf has a mid Fico score of 780 , nothing bad on her files except several late mortgage payments from BOA , in 2007. She is an AU on a couple of my BOA cards, but wants to get her own with them. My question is will the Mortage lates effect her in getting a credit card wih them. her AAOA is 11 yrs, under 3 % outstanding. She has 13 open accounts including CC,Auto ,Mortage. Her 8 cc if used are pif every month, Thanks for your help.
07-24-2013 12:41 PM
I would sure hope if she is a true 780 she could get anything she wanted.... 780 with lates seems pretty hard to believe but check some pre-approvals.
Bank of america
they all have really good pre-qual on the website... first 2 I have found if you get real offers not suggestions are about as good as approved as they come.
07-24-2013 12:42 PM
edit... those are old lates.... sorry... go check pre-qual.
if she banks with bank of america... they might have offers sitting on account... log in or ask when in branch or something.
07-24-2013 01:35 PM
Thanks,she was really looking forward to the BOA cash card