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Contributor
ArCpa
Posts: 103
Registered: ‎05-17-2009
0

Trying to help my GF

My Gf has a mid Fico score of 780 , nothing bad on her files except several late mortgage payments from BOA , in 2007. She is an AU on a couple of my BOA cards, but wants to get her own with them. My question is will the Mortage lates effect her in getting a credit card wih them. her AAOA is 11 yrs, under 3 % outstanding. She has 13 open accounts including CC,Auto ,Mortage. Her 8 cc if used are pif every month, Thanks for your help.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Epic Contributor
Creditaddict
Posts: 21,596
Registered: ‎10-23-2007
0

Re: Trying to help my GF

I would sure hope if she is a true 780 she could get anything she wanted.... 780 with lates seems pretty hard to believe but check some pre-approvals.

Citi

Chase

Discover

Bank of america

 

they all have really good pre-qual on the website... first 2 I have found if you get real offers not suggestions are about as good as approved as they come.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Epic Contributor
Creditaddict
Posts: 21,596
Registered: ‎10-23-2007
0

Re: Trying to help my GF

edit... those are old lates.... sorry... go check pre-qual.

if she banks with bank of america... they might have offers sitting on account... log in or ask when in branch or something.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Contributor
ArCpa
Posts: 103
Registered: ‎05-17-2009
0

Re: Trying to help my GF

Thanks,she was really looking forward to the BOA cash card

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805


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