My Gf has a mid Fico score of 780 , nothing bad on her files except several late mortgage payments from BOA , in 2007. She is an AU on a couple of my BOA cards, but wants to get her own with them. My question is will the Mortage lates effect her in getting a credit card wih them. her AAOA is 11 yrs, under 3 % outstanding. She has 13 open accounts including CC,Auto ,Mortage. Her 8 cc if used are pif every month, Thanks for your help.
I would sure hope if she is a true 780 she could get anything she wanted.... 780 with lates seems pretty hard to believe but check some pre-approvals.
Bank of america
they all have really good pre-qual on the website... first 2 I have found if you get real offers not suggestions are about as good as approved as they come.
edit... those are old lates.... sorry... go check pre-qual.
if she banks with bank of america... they might have offers sitting on account... log in or ask when in branch or something.
Thanks,she was really looking forward to the BOA cash card