I have had my card since July 2011. Started at $600, increased to $800 after a few months, then 3 months later $1400, and then last month $1500. They sent me the offer for the DIscover upgrade late September/early October. It's been mailed and I am waiting for it to arrive now, when I log it has my old WM store card and then a seperate Discover account with a link to activate once I get the card.
I don't know if there is a rhyme or reason to how they determine upgrades. I used mine pretty consistently recently since I moved and was furnishing my house. But there have been plenty of months where it sat inactive, which is why I think my credit increases have been so sporadic- I had no statements generate some months so the count to 4 statements before asking for a CLI took some work.
I didn't want to push it.
Starting Score: 560
Starting Score: EQ 717 EX 724 TU 736
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
