Turned down for Discover Card??

[Anonymous]

I think I was turned down today for a discover card.  This was the reply I recieved.

Discover® Card Date Submitted: 10/24/2008

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application.

[Anonymous]

doesn't look like an instant no, give it some time. good luck!

[Anonymous]

Agree with Imducky!  You will probably get something.  It wasn't an instant no.  When I got those in the past, they always went through.  Maybe not for the amount I was hoping for, but at least got a step in the door.

[first48]

Medic, I think you have a chance because when I was denied for Discover it was instant and I was immediately counter offered the Direct Rewards Discover.

[brooklyngal]

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@Anonymous wrote:

I think I was turned down today for a discover card.  This was the reply I recieved.

Discover® Card Date Submitted: 10/24/2008

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application.

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I got the same message when I applied today.  Last time I applied in February, I was declined instantly; maybe this is a good sign. 

Whoever got this message and got approved later, how long did it take for them to decide?

[Anonymous]

I got that message when I applied in June. I waited about two hours, then I called the backdoor number. I asked the lady for a status on my app and she said I was approved.

[Bella1980]

When I applied I was told to call in to answer some questions. At the end of that call she said I was approved.

When I called back later I was told there was no status and was still processing. However I was officially approved 2 days later.

I checked via this :  https://www.discovercard.com/cardmembersvcs/acqs/app/displayStatusRequest?vcmpgn=discovercard_com_simplify

you can also just call!!

[Anonymous]

I applied on Monday, received the same message. Checked online two days later and I was denied.

For the rest of the story you can click on my name and look for a title of a thread about my denial.

[Miner]

I have never been turned down for anything, but I believe in knowing for sure that I'll be approved before applying as I don't want to waste an inquiry and hurt my scores for no reason.  Which of course is why I won't apply to Discover.  As long as my CR says Paid; was 180 days late on my old closed discover account, I don't have a chance even if my scores go to 800.  But I still want to get a card from them so I keep working on them to delete.

Good luck on getting your approval.  Waiting has to be the worse thing.

Message Edited by Miner on 10-25-2008 11:08 AM

[FretlessMayhem]

I got the 30 day message from Discover a couple of times. The first two times, when I immediately checked the application status at the link they provided, I saw the decline. And this was within 30 seconds of getting the message.

The third time it was there I immediately checked again and didn't see an instant decline, so I called in and was approved. I got approved with a TU of 698, but declined the month before with a TU of 688. They don't like seeing more than half your accounts reporting a balance.