Credit Cards

[anca21bi]

I applied for a secured CC with $300 opening deposit and I was turned down! I thought you couldn't get turned down with a secured CC application, whats going on?

[MsQueenB]

Turned down for a 300 dollar secured card?  What did they think you were going to do - run away to Mexico on that?  Sheesh!

[mjbfan79]

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MsQueenB wrote:

Turned down for a 300 dollar secured card?  What did they think you were going to do - run away to Mexico on that?  Sheesh!

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Right what card was it for?

[robertkinder]

BOA did the same thing to me and I have a checking account with them!! Waiting on the letter to see what the problem is.

[mjbfan79]

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robertkinder wrote:

BOA did the same thing to me and I have a checking account with them!! Waiting on the letter to see what the problem is.

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Make sure u let us know the reason after you get your letter.

[preci0uz]

In my opinion Orchard is very easy to get.

Might want to try that one.

[anca21bi]

It was with Wells Fargo and I have a checking account with them too!  It's messed up.

[Tons_of_Debt]

I just recently applied for a BofA $300 secured. With a savings of over 3k, I wouldn't think they would turn me down, but I haven't heard anything yet and I applied yesterday. :-(

[CreditDrama85]

what was the reason they denied you? BK? i got the WF secured card with a 505fico. im anxiously awaiting to see if they upgrade my account to platinum and refund my deposit as promised.

[anca21bi]

I considered BK, but decided to work through all my 23 collection accounts myself.  My fico scores are Eq-476-which just went up yesterday 21 points, Tu-554, Ex-529, I don't know why but once I get my letter in the mail I'm goint to contact them.