maiden_girl wrote:
scubagirl1215 wrote:Hmmm, I was gonna do the Orchard bank card for him but there might be a problem... On his credit report he has a collection listed from best buy that says HSBC/best buy. Is it the same thing? If so I bet they wouldn't approve him for the card considering he owes them money. I'm confused tho, cuz the card was a best buy card. I dunno, should I try it or not?
Orchard bank is now Capital One
HSBC is now Capital One
Best Buy cards are now handled by Capital One...
If he has a collection with Best Buy, I'd avoid Cap1. They may hold a grudge considering he still owes them.
Probably made more sense in 2009 though
Jutz wrote:
Tran92 wrote:
scubagirl1215 wrote:
so today my fiance went to wells fargo to apply for a secured card and was denied. His scores are in the 570s, which is higher than mine are but i was able to get one two weeks ago. I didn't even know you could be turned down for a secured card. Did the lady that helped him just not know what she was doing or something?Does your fiance bank with Wells Fargo? If not, then that could be the problem. I find it odd that you can get denied for a secured card as well since there is no risk to them. If you are looking for a secured card try capital one. They report to all three credit bureau and if eligible you can make a $49 deposit for a $200 limit.
lol. Zombie thread. This is from three years ago. I do hope she's figure out her card issue by now
lol i didn't even notice the date. 
Tran92 wrote:
Jutz wrote:
Tran92 wrote:
scubagirl1215 wrote:
so today my fiance went to wells fargo to apply for a secured card and was denied. His scores are in the 570s, which is higher than mine are but i was able to get one two weeks ago. I didn't even know you could be turned down for a secured card. Did the lady that helped him just not know what she was doing or something?Does your fiance bank with Wells Fargo? If not, then that could be the problem. I find it odd that you can get denied for a secured card as well since there is no risk to them. If you are looking for a secured card try capital one. They report to all three credit bureau and if eligible you can make a $49 deposit for a $200 limit.
lol. Zombie thread. This is from three years ago. I do hope she's figure out her card issue by now
lol i didn't even notice the date.
LMFAO! I had to go back and look at the date again. Crazyy!
Tran92 wrote:
Jutz wrote:
Tran92 wrote:
scubagirl1215 wrote:
so today my fiance went to wells fargo to apply for a secured card and was denied. His scores are in the 570s, which is higher than mine are but i was able to get one two weeks ago. I didn't even know you could be turned down for a secured card. Did the lady that helped him just not know what she was doing or something?Does your fiance bank with Wells Fargo? If not, then that could be the problem. I find it odd that you can get denied for a secured card as well since there is no risk to them. If you are looking for a secured card try capital one. They report to all three credit bureau and if eligible you can make a $49 deposit for a $200 limit.
lol. Zombie thread. This is from three years ago. I do hope she's figure out her card issue by now
lol i didn't even notice the date.
haha, me either, it took me until the orchard/HSBC suggestions to realize it
maiden_girl wrote:
Tran92 wrote:
Jutz wrote:
Tran92 wrote:
scubagirl1215 wrote:
so today my fiance went to wells fargo to apply for a secured card and was denied. His scores are in the 570s, which is higher than mine are but i was able to get one two weeks ago. I didn't even know you could be turned down for a secured card. Did the lady that helped him just not know what she was doing or something?Does your fiance bank with Wells Fargo? If not, then that could be the problem. I find it odd that you can get denied for a secured card as well since there is no risk to them. If you are looking for a secured card try capital one. They report to all three credit bureau and if eligible you can make a $49 deposit for a $200 limit.
lol. Zombie thread. This is from three years ago. I do hope she's figure out her card issue by now
lol i didn't even notice the date.
LMFAO! I had to go back and look at the date again. Crazyy!
US Bank offer's secured cards with rewards.
This is a old thread, but to anybody in this situation. Open up a checking account package with US Bank. They will give you a secured card with no AF the first year then $25 per year after that. Plus you get 1pt/$1, a sign up bonus, and even a companion ticket with the right card.
Take a look:
https://www.usbank.com/cgi_w/cfm/credit/aero_mexic
https://www.usbank.com/cgi_w/cfm/credit/lanpass/us
https://www.usbank.com/cgi_w/cfm/credit/distancia/
Good advice, but they had to dig this one up from the archives!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
If you never owned BOA credit card. They will approval you for secured credit card.My husband rebuild his credit 3 year ago with BOA , his credit that time is 520s . He put 4k for BOA secured. After 1 year in time payments and they switch to unsecured credit card with no pulled his credit and no question asked.!
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