Credit Cards

[Danique]

I monitor my credit using PrivacyGuard and they sent me notification that I had two new inquiries. I was puzzled because I applied for a Capital One card and was expecting the one. To my surprise, I see that Credit One performed two hard pulls on my credit. The first one on 4/01/2009 (when I applied) and then another on 4/07/2009. Is this standard operating procedures and do I have any recourse?

[soonerORlater750]

I've had the same problem with HSBC inquiring on 4/13/08 & 5/12/08 and Credit One on 5/27 and 6/7.... for the same card / purpose, but due to identity issues when I started rebuilding.  I opened and subsequently closed both accounts after approximately 6mo, but haven't been able to get the CRA's to delete the 2nd inquiry, despite 2 disputes on each.  Bummer for me, too!