04-27-2011 03:50 PM
Today, it show me I can upgrade to Platinum, Blue Sky Preferred and Blue Cash Preferred under Upgrade Your Membership. It looks like Amex want me to pay more money on the annual fees for their cards. Blue Cash Everyday Card looks like branded new account and now "Transfer available credit to other cards" is gone. The rest of other cards are the same and I still have "Select And Pay Later" option on my Amex PR Gold Card. I wonder if I can use my old Blue while I'm waiting for Blue Cash Everyday. If I use, will I earn rewards towards my new card? Did anyone try use his old card? Do I have to call them to find out or click my spending ability?
Per the CSR I wound up with, as soon as it shows as the new card type in your online account, you can use your current card (the physical plain Blue) and get the rewards from the new program with it. Everything will stay the same on your reports --same account number, same opening date, same credit limit. It's just that you've switched from the Blue rewards to Blue Cash rewards. Once the new card comes, you can use that and cut up the old one.
I went with the Blue Cash Preferred, and it's still showing as an upgrade option on my account, along with Blue Sky Preferred.
As you say, they love to offer the fee cards.
I didn't mind using up my points. I'd been telling myself that I needed to do so anyway, and go ahead and close out the Blue. Glad I procrastinated! --but at least I sort of had an idea what I might want for my gi-normous number of points (7369, woo-hoo)
Thanks for the info. I know they want you to take the card with annual fee. I haven't tried to use it my old Blue and I heard they didn't let you the old card when they sent out the new card. I'm going to buy some apps from iTunes to see if it works. By the way, Blue Cash Preferred Card may show up for while or until first statement cuts. It happened to my Zync.
04-27-2011 08:42 PM
I am tempted to apply for the Blue Cash preferred for the 6% groceries and 3% gas in conjunction with my PR Gold. Use the Blue Cash for cash back then use that cash back to purchase airline tickets with my PR Gold earning 3x points (and earning more to transfer to FF programs). I would also keep every other purchase on my PR Gold. I am probably moving out of the parents house to my own in a month so it will be my first time purchasing groceries. I wonder if this would be worth it. (How many points I would sacrifice by not using the PR Gold for gas and groceries).
04-27-2011 09:04 PM
Usually just EX -- but sometimes others.
Lol, I only have 3 hard inquiries on my EX last 2 yrs.....note to self "don't do it". haha.
04-27-2011 10:57 PM - edited 04-27-2011 11:09 PM
I currently have the Amex Blue (with the membership rewards) and i have only had the account for about 3 months...The CSR told me i could convert immediately to the old Blue Cash if i want or wait a week and next Friday i should be able to convert to the new Blue Cash Everyday card (the no annual fee version) which is what i would like...
She said although the option is already available to convert to the fee based card, the cards are brand new and they haven't had a chance yet to get the no fee one into the system as an option to upgrade to...
Since i told her i would prefer the new card (since i don't spend enough to take advantage of the old Blue Cash) she said i should just call the end of next week instead and they should be able to do it for me at that time...
When i log into my account and go to the cards section to look at other available products, i do see the option to upgrade to the fee one but not yet to upgrade to the no-fee one (only apply for a new one)....according to her, that should be in the system by next friday....
So, should this mean i would be able to change it over without waiting 13 months? I sure hope so,as i would love to have this...it would should be the 5% for only 3 months i get on Supermarkets from my Chase Freedom Card... 3% year round would be a MUCH better deal for me...Hope she was giving me accurate information...anyone know? Feedback appreciated...Thanks
04-27-2011 11:22 PM
So I'm guessing no one had any success PC'ing a young card (<13 months)...
I'm dying to app for this one. I know this will replace my Discover More as my weapon of choice in my arsenal.
I tried again and informed her that the 13-month rule only applies to product changes that incur changes in fee or rates. She doubled check and told me this was correct. Unfortunately, the only PC available in the system were Blue Cash and Blue. She told me to try checking back a week from now to see if it appears as an option.
So this means one can change to blue cash everyday without waiting 13 months? the restriction is for blue cash preferred only as it has an AF. Is it correct?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.