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USB, two accounts: 10,000 and 17,300
NFCU, one account: 15,000
USB said they'd run EQ (742) have 2 checking accounts, once since 97 and one since 04.
No lates, 25% utilization on 42,520, oldest account 9yrs 11mon, average age of accounts 5 years, nothing bad except age could be longer, utilization could be less, I have 1 inq just over 6 months, one inquiry over 1 year, 1 new account just over six months, 1 closed new account over six months.
Doubled my CL using only two institutions. I passed on PenFed because of 25% utilization which is now 12.5% after all this updates lol. Hope this helps anyone looking for NFCU or USB.
@Karatz wrote:USB, two accounts: 10,000 and 17,300
NFCU, one account: 15,000
USB said they'd run EQ (742) have 2 checking accounts, once since 97 and one since 04.
No lates, 25% utilization on 42,520, oldest account 9yrs 11mon, average age of accounts 5 years, nothing bad except age could be longer, utilization could be less, I have 1 inq just over 6 months, one inquiry over 1 year, 1 new account just over six months, 1 closed new account over six months.
Doubled my CL using only two institutions. I passed on PenFed because of 25% utilization which is now 12.5% after all this updates lol. Hope this helps anyone looking for NFCU or USB.
Message Edited by Karatz on 10-01-2009 02:24 PM
Are the USB cards pre-selected/pre-approved offers? Did USB offer 2 separate credit card offers
@Anonymous wrote:
@Karatz wrote:USB, two accounts: 10,000 and 17,300
NFCU, one account: 15,000
USB said they'd run EQ (742) have 2 checking accounts, once since 97 and one since 04.
No lates, 25% utilization on 42,520, oldest account 9yrs 11mon, average age of accounts 5 years, nothing bad except age could be longer, utilization could be less, I have 1 inq just over 6 months, one inquiry over 1 year, 1 new account just over six months, 1 closed new account over six months.
Doubled my CL using only two institutions. I passed on PenFed because of 25% utilization which is now 12.5% after all this updates lol. Hope this helps anyone looking for NFCU or USB.
Message Edited by Karatz on 10-01-2009 02:24 PMAre the USB cards pre-selected/pre-approved offers? Did USB offer 2 separate credit card offers
No. The USB cards were from walking in to the branch. I run a book business on amazon and half. I wanted two accounts so I could separate charges. It was a bit strange cause the higher limit one was the 2nd one approved.
Unless, they've changed their policy, you can get up to 3 cards with NFCU.
My DH and I applied for the nRewards & Platinum with NFCU yesterday. Today he had to fax them copies of paystubs.