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Two SP from Discover w/ pre-select offers

Established Contributor

Two SP from Discover w/ pre-select offers

I've had two Discover pre-selected offers sent over to me in the past month or so. I just looked on my EX report and saw that they came right after soft pulls of my reports. I though pre-selections were sent out against random criteria being met. If they already pulled my reports, does that lend more meaning to the pre-selected offer?

Message 1 of 4
3 REPLIES
Valued Contributor

Re: Two SP from Discover w/ pre-select offers

Pre select doesn't mean approval......
People with low 600 to 700 credit score tend to get a lot of offers like this......

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 2 of 4
Established Contributor

Re: Two SP from Discover w/ pre-select offers

Discover pulls varying reports depending on where you live in the country, right? My EQ is currently locked due to technical problems. My TU and EX are fine, I just need my util to drop after this months reporting. Somehow I charged a whole lot between my due date and the statement date on one of my cards last month.

Message 3 of 4
Valued Contributor

Re: Two SP from Discover w/ pre-select offers

They usually pull TU
check on who gave me credit......

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 4