05-17-2013 06:51 AM
I've had two Discover pre-selected offers sent over to me in the past month or so. I just looked on my EX report and saw that they came right after soft pulls of my reports. I though pre-selections were sent out against random criteria being met. If they already pulled my reports, does that lend more meaning to the pre-selected offer?
05-17-2013 07:30 AM
05-17-2013 08:08 AM
Discover pulls varying reports depending on where you live in the country, right? My EQ is currently locked due to technical problems. My TU and EX are fine, I just need my util to drop after this months reporting. Somehow I charged a whole lot between my due date and the statement date on one of my cards last month.
05-17-2013 08:32 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.