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I broke down and requested cli on my Chase Freedom that I recieved about two months ago. Credit limit went from $3000 to $6000. Hard pull. Then I got cocky and decided to request my Chase Amazon that is older (received in March) get a cli. That was denied ;( I have checked all three credit bureaus and only one inquiry? Did I just get lucky?:
@calihlove75 wrote:I broke down and requested cli on my Chase Freedom that I recieved about two months ago. Credit limit went from $3000 to $6000. Hard pull. Then I got cocky and decided to request my Chase Amazon that is older (received in March) get a cli. That was denied ;( I have checked all three credit bureaus and only one inquiry? Did I just get lucky?:
Maybe, but it could just be that Chase has an internal limit for everyone as well and you reached that and it simply auto-denied you as a result without the actual formality of the pull. I wouldn't read too much into this personally, others who have gotten multiple CLI's approved have reported multiple hard inquiries.
Either way, 3k -> 6k on two months history with the Freedom and less than six months overall with the Amazon, that's very nice!
@Revelate wrote:
@calihlove75 wrote:I broke down and requested cli on my Chase Freedom that I recieved about two months ago. Credit limit went from $3000 to $6000. Hard pull. Then I got cocky and decided to request my Chase Amazon that is older (received in March) get a cli. That was denied ;( I have checked all three credit bureaus and only one inquiry? Did I just get lucky?:
Maybe, but it could just be that Chase has an internal limit for everyone as well and you reached that and it simply auto-denied you as a result without the actual formality of the pull. I wouldn't read too much into this personally, others who have gotten multiple CLI's approved have reported multiple hard inquiries.
Either way, 3k -> 6k on two months history with the Freedom and less than six months overall with the Amazon, that's very nice!
You might be onto something there because I originally called the recon department to get a feel for it and I remember him telling me that it was not necessary requesting on both cards and that if I requested on my freedom the system would attempt to approve me for the max available. Then he went onto explaining I could always consolidate what is on my Amazon to the freedom. He transfered me and I just did not listen and did both. That second one came back very quick with a denial so maybe it denied it before even looking at my credit.I think you might be right!