05-10-2013 01:13 PM
05-10-2013 01:21 PM
05-10-2013 01:22 PM - edited 05-10-2013 01:23 PM
I've requested replacement cards from Chase for "damaged" ones. They've always had the same everything. Both would work just fine. If you send them a secured message and ask for it expedited, they'll do UPS overnight shipping for free!
05-10-2013 03:10 PM
I requested a new Citi thank you card because it comes with the new Chip & Sig. To my surprise, they sent me two exact cards in the same envelope. Same CVC, account #, exp date, everything. This is awesome because my GF can use one if I want to build points with CTY.
However I am primarily building Chase UR points. Can Chase (freedom or sapphire) send me another card with the same account/CVC #? If I request a new one because my current one is "damaged", I think they would send me a new card with SAME account # but DIFFERENT CVC. So how would this work?
Other important info: for personal reasons we can't say, My GF cannot be an authorized user on my account. using my card will be nice to help us build UR points. Also, she coincidently has the same last name as I and she'll just claim us as married if anyone asks for her ID while shopping and dining while i'm not with her.
Be careful with this approach.
I once had 2 AmEx cards with exact same card #, expiration, & CVV (I had asked for one without the RFID chip). I called AmEx regarding the 2 cards, and they said that while I could let someone else use the other one, if they detected odd spending (such as being used at 2 different gas stations at the same time) that would trigger their fraud detection team to deny the transactions & issue a new card.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO