05-10-2013 01:13 PM
05-10-2013 01:21 PM
05-10-2013 01:22 PM - edited 05-10-2013 01:23 PM
I've requested replacement cards from Chase for "damaged" ones. They've always had the same everything. Both would work just fine. If you send them a secured message and ask for it expedited, they'll do UPS overnight shipping for free!
05-10-2013 03:10 PM
I requested a new Citi thank you card because it comes with the new Chip & Sig. To my surprise, they sent me two exact cards in the same envelope. Same CVC, account #, exp date, everything. This is awesome because my GF can use one if I want to build points with CTY.
However I am primarily building Chase UR points. Can Chase (freedom or sapphire) send me another card with the same account/CVC #? If I request a new one because my current one is "damaged", I think they would send me a new card with SAME account # but DIFFERENT CVC. So how would this work?
Other important info: for personal reasons we can't say, My GF cannot be an authorized user on my account. using my card will be nice to help us build UR points. Also, she coincidently has the same last name as I and she'll just claim us as married if anyone asks for her ID while shopping and dining while i'm not with her.
Be careful with this approach.
I once had 2 AmEx cards with exact same card #, expiration, & CVV (I had asked for one without the RFID chip). I called AmEx regarding the 2 cards, and they said that while I could let someone else use the other one, if they detected odd spending (such as being used at 2 different gas stations at the same time) that would trigger their fraud detection team to deny the transactions & issue a new card.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.