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Two successes (BCP & Freedom)

Valued Contributor

Re: Two successes (BCP & Freedom)

Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 11 of 16
Frequent Contributor

Re: Two successes (BCP & Freedom)

I have applied... but I've been declined due to too many new accounts this year (two new autos, several new cards, a total over 15 INQs).  The CSR told me my internal AMEX risk score was too high and to wait until my INQs drop and reapply.  It's the last card I actually WANT in my collection.  The others (AMEX TrueEarnings, CapOne Venture, CapOne Cash Rewards, and Discover More) will have to come after I close on my house.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 12 of 16
Valued Contributor

Re: Two successes (BCP & Freedom)

Chase trifecta.

 

Checking gets you 10pts/transaction on freedom. Points transferred to CSP are worth 20% more [for travel Smiley Wink ]

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 13 of 16
Established Contributor

Re: Two successes (BCP & Freedom)


Dustink wrote:

Chase trifecta.

 

Checking gets you 10pts/transaction on freedom. Points transferred to CSP are worth 20% more.


20% more for travel! for travel! hehe 

 

 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 14 of 16
Valued Contributor

Re: Two successes (BCP & Freedom)


distantarray wrote:

Dustink wrote:

Chase trifecta.

 

Checking gets you 10pts/transaction on freedom. Points transferred to CSP are worth 20% more.


20% more for travel! for travel! hehe 

 

 


Haha yeah kind of an important detail I left out...I added it to my post. Thanks Smiley Happy

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 15 of 16
Established Contributor

Re: Two successes (BCP & Freedom)

slightly off topic--its a 20% discount on Ultimate Rewards Travel. That makes your points worth 25% more. Its an inverse relationship. If they were worth 20% more, then the signup bonus would say the 40,000 bonus points($400 normally) are worth $480 instead of $500.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 16 of 16