06-08-2012 08:41 AM
AAOA: about 5 years
Longest Open Account: 12 years
Any Negatives: no negatives
Credit Score: Been a while since I pulled fico, but USAA score is 780
CRA Pulled: Not sure
Inquiries: a ton (maybe like 6 on eq and ex each. Opened a lot of new accounts in the past year due to sign up bonuses.
Hope this helps
06-08-2012 09:17 AM
Has anyone asked if taxes are included in the bill pay option? I know it doesn't say it specifically but the Bill pay link that takes you to bill finder page on billeo has a tax category if you look into enough.
It's hard to tell if the bill pay works on the specific ones they mention or if any bill paid qualfiies. I was going to call at some point but did anyone ask already?
06-08-2012 04:57 PM
06-08-2012 04:59 PM - edited 06-08-2012 04:59 PM
You have a great score and great history. You also have some outstanding limits! I am sure you will get this card.
I most likely will apply too as soon as USAA reports mid month. That will clear out my remaining debt and put my util at less than 1%... Need to wait for that to happen.
Let us know what happens - if I do apply, I will update this thread.
06-08-2012 05:03 PM
I'm going to call to see if I can PC my Flexperks Visa to this card. I've read elsewhere that PC'ing from a regular Visa to a Siggy Visa isn't allowed at US Bank. I'll keep everyone informed.
06-08-2012 05:12 PM - edited 06-08-2012 05:12 PM
I was going to hold off not applying for the card. I don't have any card to give me 5% cash back. So I took a chance to apply for the card. It didn't give me an instant decision. It's ok if I can't get one. I checked EXP backdoor. They pulled an inquiry. I heard from the other forum and they don't PC. I also heard: they're not bk friendly ,680 is the minimum to get approved, 710 is the minimum to get approved for Visa Signature.
06-08-2012 05:16 PM
06-08-2012 05:22 PM
Did you call the underwriting app status line? (800-947-1444)? I hear they are slow to approve, but know if u can't get in, no one can, LOL
I just called the number and they're closed. They usually don't give instant decision.