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U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Established Member

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

 

AAOA:  about 5 years

Longest Open Account:  12 years

Any Negatives: no negatives

Credit Score: Been a while since I pulled fico, but USAA score is 780

CRA Pulled: Not sure

Inquiries: a ton (maybe like 6 on eq and ex each.  Opened a lot of new accounts in the past year due to sign up bonuses.

 

Hope this helps

 

Established Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Has anyone asked if taxes are included in the bill pay option? I know it doesn't say it specifically but the Bill pay link that takes you to bill finder page on billeo has a tax category if you look into enough.

 

It's hard to tell if the bill pay works on the specific ones they mention or if any bill paid qualfiies. I was going to call at some point but did anyone ask already?

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

I just applied online and I didn't get any instant decision.

 

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Regular Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Ooooooooooo Ron, you just said you were gonna pump those brakes on applying LOL.....can't really blame you. I'm just waiting for one more card to update before I apply but its driving me crazy LOL.

Seems like a lot of people have been getting manual reviews. I'm sure you'll get it.

Good luck! :-)

Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Ron - 

 

You have a great score and great history. You also have some outstanding limits! I am sure you will get this card.

 

I most likely will apply too as soon as USAA reports mid month. That will clear out my remaining debt and put my util at less than 1%... Need to wait for that to happen.

 

Let us know what happens - if I do apply, I will update this thread.

Ray

** Every Card has a Job, and Every Card does its Job **
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

I'm going to call to see if I can PC my Flexperks Visa to this card.  I've read elsewhere that PC'ing from a regular Visa to a Siggy Visa isn't allowed at US Bank.  I'll keep everyone informed.  

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

I was going to hold off not applying for the card. I don't have any card to give me 5% cash back.  So I took a chance to apply for the card. It didn't give me an instant decision. It's ok if I can't get one.  I checked EXP backdoor. They pulled an inquiry.  I heard from the other forum and they don't PC.  I also heard: they're not bk friendly ,680 is the minimum to get approved, 710 is the minimum to get approved for Visa Signature.

 

 

Ron.

Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Ray,

 

Thanks!!! I hope so. I have a few cards from US Bank.  I think you have a good chance to get this card too. 

 

 

Ron.

Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Did you call the underwriting app status line? (800-947-1444)? I hear they are slow to approve, but know if u can't get in, no one can, LOL

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


emptypockets wrote:
Did you call the underwriting app status line? (800-947-1444)? I hear they are slow to approve, but know if u can't get in, no one can, LOL

I just called the number and they're closed.  They usually don't give instant decision.

 

 

Ron.