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U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Regular Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Ron my score is right around 700-720 depending on what source you use.. I know they are inq sensetive told me i would had been approved but i have like 12 and 2 are about to drop off in the next few weeks. Called the UW told me they would submit what i told her for the Visa Signature Card should know in 2-3 days tried calling the automated number but their systems are down right now!

Message 21 of 329
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 22 of 329
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


cableguy123 wrote:

Ron my score is right around 700-720 depending on what source you use.. I know they are inq sensetive told me i would had been approved but i have like 12 and 2 are about to drop off in the next few weeks. Called the UW told me they would submit what i told her for the Visa Signature Card should know in 2-3 days tried calling the automated number but their systems are down right now!



I don't know what my score is.  I have perfect credit history (no late, past due, charge-off) The score was around 740-750 whe I applied for Firsttech.

 

 

Ron.

Message 23 of 329
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

Good Luck!!!!

 

 

Ron.

Message 24 of 329
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

I can confirm that they've NEVER pulled EX for me.  Initial apps years ago were ALL EQ (I'm in Minnesota).  When asking for a CLI they hard pulled TU, which they also soft for account review periodically along with EQ.  Their EX pulling seems to be more on the West Coast.  

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 25 of 329
Moderator

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


android01 wrote:

emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

I can confirm that they've NEVER pulled EX for me.  Initial apps years ago were ALL EQ (I'm in Minnesota).  When asking for a CLI they hard pulled TU, which they also soft for account review periodically along with EQ.  Their EX pulling seems to be more on the West Coast.  


Yeah, typical national lender profile from what I saw in the credit pulls database... though oddly there wasn't a huge statistical sampling compared to many other lenders.  I know from this forum certainly others are more prolific, but is USBank in general on the smaller size of credit card issuers?

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 26 of 329
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


Ron1 wrote:

emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

Good Luck!!!!

 

 

Ron.


Thanks!! You too!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 27 of 329
Super Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

By the way, my credit utilization is about 1%.

 

 

Ron.

Message 28 of 329
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!

Well, I just called to see if I could PC to the new Cash+ card, and I did.  It was completely seemless with no questions asked.  It will have a new account number, but there will be no new account.  All history remains the same when reporting to the CRA's.  i should have asked for a higher CL, but I know that would have resulted in a hard pull.  Smiley Happy 

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 29 of 329
Valued Contributor

Re: U.S. Bank Cash+ Visa Signature(r) Card: $50 Cash Bonus via Facebook!!!!


Revelate wrote:

android01 wrote:

emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

I can confirm that they've NEVER pulled EX for me.  Initial apps years ago were ALL EQ (I'm in Minnesota).  When asking for a CLI they hard pulled TU, which they also soft for account review periodically along with EQ.  Their EX pulling seems to be more on the West Coast.  


Yeah, typical national lender profile from what I saw in the credit pulls database... though oddly there wasn't a huge statistical sampling compared to many other lenders.  I know from this forum certainly others are more prolific, but is USBank in general on the smaller size of credit card issuers?


They are certainly smaller than a Chase or Citi, but they aren't small by any means.  They've been gradually but steadily adding to their credit card business over time.  They are a VERY well managed bank that didn't get caught up in the meltdown a few years back.  From my understanding, this new card is the first that anyone can apply for in all 50 states, not just where US Banks are located.  

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 30 of 329