06-25-2012 04:09 PM
06-25-2012 04:23 PM
06-25-2012 04:34 PM
Did you get the status of the application thru the automated system? Do you have approval CL and the rate of the account? Sometimes, the automated system gave you the wrong info. I didn't get info from the phone. I didn't know I got approved until I got the card from the mail. You need to talk to underwriter what happened to your application.
Yes, So far the only info i have received is from the automated system. I have not called to talk to anyone yet. I am trying to be patient.
06-25-2012 05:01 PM - edited 06-25-2012 05:09 PM
I didn't check the status after I applied. You should be able to get the CL and the APR if you talk to underwriter.
Well i am bummed , I was not approved for the Cash+ card. 2.5k CL So we got the flex cash .. So another card to sock drawer! This card would have made a great pairing with my BCEP. But i guess the brightside is i signed up for scorewatch and my EQ score is now 719.
06-25-2012 05:11 PM
Sorry to hear. How did you find out your CL? What's your score?
I called them just now and she gave me the info over the phone. I signed up for Scorewatch today and my EQ is 719. But i do have some CC debt .. Should have waited a bit to apply.
06-25-2012 05:32 PM
06-25-2012 06:37 PM
They are very conservative. You should have waited. I think cc utilization might lower your chance to get Cash+ card. I think the minimum score is 740 to get approved for the card. You can try again when you paid off/ down your cc debt.
+1 - they are conservative. Both my wife and I have scores in the 750's (EQ) and I was worried that we would not be approved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.