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Does anyone know if its possible to get this card without going to a branch?
I think someone recently posted about positive experience applying over the phone, but I'm not sure if it is still possible.
I would also like to know this as there seem to be no US Bank branches in NJ/NY...
You can only apply for this in-person. They stopped taking online applications several months ago.
@ObeyJohnny12 wrote:
I wonder why you cant app for it online. Also do you need to have an account with them when you want to app for it? I also read it became less appealing when they removed the bill pay category.
It still has some categories which offer a good value.
5% on dining (for example) is superior to the Forward's 5 TY points per dollar spent. If you spend a lot of money eating out and aren't interested in travel, it can be a very good card to have. Even without BillPay the Cash+ still has a lot of strengths, particularly since it has no AF.
@Sevenfeet wrote:
Yes, you must walk into a branch of US Bank in order to apply for their credit cards. I had to do it last month. Having someone have to walk in, shake hands with a bank officer allows a chance to establish an old fashioned relationship not seen in banking in a while. And it allows them to discuss with you other products than the one you came in for. But overall the experience was just fine. Of course, getting denied for a card by a live person face to face would probably really suck.
Actually, you can still apply for most of US Bank's credit cards online, you do not have to go to a branch in person to apply. The exception to this is the Cash+ card, as they removed the online app for this card a few months ago. I was able to apply online for my Cash+ card back in July. I'm still in mourning over the loss of the bill pay category! Trying to pre-pay as many utility bills as I can this month!