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I am wondering how long a U.S. Bank Flex Perk Credit Card takes to reflect on credit bureaus and if there is anyway to speed up the process. The U.S. Bank credit card in question had a credit limit increase from $6,500 to $10,000 and had a balance of around $4,000 which was paid off and the balance is at zero still. The last statement cut on May 20th and none of the 3 bureus are updated to the new limit or the new zero balance. As a comparison differecnt credit cards (ex Macy's) reporting on the same credit reports have had statement dates after May 20th and are already reporting on all three bureaus correctly.
If there is anyway I can speed up the process with U.S. Bank, the information would be much apprecaited.
You can't speed it up. U.S Bank reports cards to the bureaus at the end of the month.
@Anonymous wrote:
Thank you for your help Yes-Its-Me if u.s. bank reports at the end of the month do you know when the credit reports will reflect that update? Thanks again for your help
Toward the beginning of next month you should see it on your reports.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Thanks again for the help with this. US Bank showed on the credit reports on the 6th of the month with updated info.