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On 12/17/12 I applied via the web for the US Bank Secured HD Credit Card with a 1K limit. I was originally denied. Then on 12/20/12 I checked my bank account and they withdrew the 1K from my account. I called the backdoor number and they stated it was in the final stages of processing... I thought I was denied... Well on 12/28/12 I got an email fron US Bank saying Congrats I was approved for the HD Secured card. My chapter 7 BK is scheduled to be discharged next month.
Were you really denied or just jump to a conclusion? Congrats either way.
Sorry for the delayed responce but I got the message that poped up saying Sorry your application cannot be approved or something along those lines with the 7-10 day message.