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Established Contributor
Posts: 736
Registered: ‎08-25-2008
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U.S. Bank Visa Platinum Card

Anyone have any experience with U.S. Bank --- thinking of apping since they offer a card with a college affiliation logo.

Epic Contributor
Posts: 28,052
Registered: ‎10-23-2007
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Re: U.S. Bank Visa Platinum Card

no bk, credit score over 680.

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Valued Contributor
Posts: 1,815
Registered: ‎03-11-2009
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Re: U.S. Bank Visa Platinum Card


203bravo wrote:

Anyone have any experience with U.S. Bank --- thinking of apping since they offer a card with a college affiliation logo.


I have been with US Bank for many years.  I have both the Flex Perks and the Platinum cards.  In addition, I have checking, savings, and have had two mortgages with them.  For me, they have been the best bank I have ever dealt with.  I use their cc's 99% of the  time when ever I do use a card. 

FICO 08
TU 839 4/30/16
EX 827 4/30/16
EQ 828 4/30/16
(NASA 30K) ( Amex 30k ) ( Venture 23K ) ( Freedom 10.6K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win
Established Contributor
Posts: 736
Registered: ‎08-25-2008
0

Re: U.S. Bank Visa Platinum Card

Thank you -- went ahead and app'd online -- 12k limit with 12.99apr (I PIF monthly so not an issue).. Instant online decision... But at least I get to help out the organization a little when I use it.

 

Smiley Happy

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Valued Contributor
Posts: 1,815
Registered: ‎03-11-2009
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Re: U.S. Bank Visa Platinum Card

[ Edited ]

203bravo wrote:

Thank you -- went ahead and app'd online -- 12k limit with 12.99apr (I PIF monthly so not an issue).. Instant online decision... But at least I get to help out the organization a little when I use it.

 

Smiley Happy


Congrats on the card.  Was it the Platinum card that you wanted?   Since it was a hard inquiry, you "might" want to call and see if you can get their flex-perks cash rewards card using the same credit report.   This is just a suggestion however.   As always, think carefully before taking on new credit.  I got both with just the one inquiry,  that is the only reason why  I mentioned it.  You will take a hit however for a second new account.   Did they pull EX for you?  Either way,  I hope you will be as happy with the card and their services  as I have been over the years. 

FICO 08
TU 839 4/30/16
EX 827 4/30/16
EQ 828 4/30/16
(NASA 30K) ( Amex 30k ) ( Venture 23K ) ( Freedom 10.6K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win

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