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Established Contributor
203bravo
Posts: 734
Registered: ‎08-25-2008

U.S. Bank Visa Platinum Card

Anyone have any experience with U.S. Bank --- thinking of apping since they offer a card with a college affiliation logo.

Mega Contributor
Creditaddict
Posts: 18,797
Registered: ‎10-23-2007

Re: U.S. Bank Visa Platinum Card

no bk, credit score over 680.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: U.S. Bank Visa Platinum Card


203bravo wrote:

Anyone have any experience with U.S. Bank --- thinking of apping since they offer a card with a college affiliation logo.


I have been with US Bank for many years.  I have both the Flex Perks and the Platinum cards.  In addition, I have checking, savings, and have had two mortgages with them.  For me, they have been the best bank I have ever dealt with.  I use their cc's 99% of the  time when ever I do use a card. 

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k
Established Contributor
203bravo
Posts: 734
Registered: ‎08-25-2008

Re: U.S. Bank Visa Platinum Card

Thank you -- went ahead and app'd online -- 12k limit with 12.99apr (I PIF monthly so not an issue).. Instant online decision... But at least I get to help out the organization a little when I use it.

 

:smileyhappy:

Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: U.S. Bank Visa Platinum Card

[ Edited ]

203bravo wrote:

Thank you -- went ahead and app'd online -- 12k limit with 12.99apr (I PIF monthly so not an issue).. Instant online decision... But at least I get to help out the organization a little when I use it.

 

:smileyhappy:


Congrats on the card.  Was it the Platinum card that you wanted?   Since it was a hard inquiry, you "might" want to call and see if you can get their flex-perks cash rewards card using the same credit report.   This is just a suggestion however.   As always, think carefully before taking on new credit.  I got both with just the one inquiry,  that is the only reason why  I mentioned it.  You will take a hit however for a second new account.   Did they pull EX for you?  Either way,  I hope you will be as happy with the card and their services  as I have been over the years. 

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k

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