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For those of you looking for credit pull stats. I posted yesterday that I was pre-approved for a US Bank cc at the branch yesterday. They pulled TU which has already posted (got alert Sunday morning). 1 point decrease for the inquiry.
P.S. -- my TU score is 687. Approved for $5K.
How many INQs did you have when applying for Cash+?
I heard US Bank is quite INQ sensitive. Currently I have 12 INQs within one year. Maybe I need to wait for a few more months.
I had 1 inquiry on TU and two on Experian.
@Anonymous wrote:P.S. -- my TU score is 687. Approved for $5K.
Congrats on the approval. May I ask what state you are from? Thanks
they also pull innovis and IDA if you keep track of that sort of thing.
Colorado
I'm in California and they pulled Experian.
I never applied in the branch for a cash + but in Chicago they pull TU FICO 04 for their other cards.