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U S Bank secured cc

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CreditDrama85
Established Contributor

U S Bank secured cc

i have asked this before i think and never got an answer. does anyone know what fico score is needed to upgrade to a different product with U S Bank? which credit report do they pull or is it based on your internal history with how you have paid the secured card?
Message 1 of 6
5 REPLIES 5
FretlessMayhem
Senior Contributor

Re: U S Bank secured cc

Isn't US Bank one of the more uber-prime lenders?

 

Sorry, I only know hearsay. I'm not entirely familar with these guys. 

Here we go again...
Message 2 of 6
CreditDrama85
Established Contributor

Re: U S Bank secured cc

yes, they are very strict and require a high fico for many products but i have heard they are supposed to have a good secured cc program like Bank of America. i was just wondering how they decide when to upgrade the account?
Message 3 of 6
Creditaddict
Legendary Contributor

Re: U S Bank secured cc

680 is the magic number for usbank unsecured products.
Message 4 of 6
CreditDrama85
Established Contributor

Re: U S Bank secured cc

a 680! dear god thats asking a lot lol
Message 5 of 6
Creditaddict
Legendary Contributor

Re: U S Bank secured cc

ya, thats why I wouldn't recommend there secured card. most unsecure based on 12 months of great payments. Usbank only wants to see that credit score.
Message 6 of 6
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