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UFCU in Austin Texas

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jacetx
Valued Contributor

Re: UFCU in Austin Texas


@Anonymous wrote:
Should i use the card a lot and PIF couple days before statement cuts? Or barely use it at all?

I used mine for a balance transfer and didn't use it much after so it is up to you. That being said, using the card a lot and PIF will show them that you are being responsible with your credit, especially after BK.  

Message 11 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

Yeah I have a total credit card that has a 200 balance on it. I want to close it out and be done with that card. I might BT the amount and close it. Thanks for your help
Message 12 of 19
baller4life
Super Contributor

Re: UFCU in Austin Texas

Texas in da house!!!! 😏 Congrats on the new card OP.
Message 13 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

lol baller Smiley Wink
Message 14 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

jace8602-

 

Wow, you've had much more success with RBFCU than I have. Maybe because I'm only 1 year post BK, but after 3 app tries in the past 6 months, I've only managed one $500 limit Rewards MC with them.

Message 15 of 19
baller4life
Super Contributor

Re: UFCU in Austin Texas

I'm in the process of moving all my banking to Security Service Federal. And just found out today my Houston CU, First Community Credit Union is a shared branch of SSFCU,NASA and SDFCU. So 4 of my CUs are linked. Makes deposits and withdrawals a breeze!!
Message 16 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

Congratulations!

Message 17 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

TBH they will work with BK, but don't like it to be TOO recent. they're pretty conservative overall. a great CU, but conservative.
Message 18 of 19
Anonymous
Not applicable

Re: UFCU in Austin Texas

I've had great experiences with Austin Telco FCU. They gave me a $2500 CL when my highest at the time was $1750. I've been meaning start accounts with RBFCU and UFCU.

Message 19 of 19
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