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UGH !!! Credit Card due date posting, Help !!!

Valued Member

UGH !!! Credit Card due date posting, Help !!!

Hello... my credit card is due today so I made a payment today.  I did it at 3pm.  After I made the payment I realized it said I made the payment at 6pm not 3pm.  They posted it eastern time so now the payment won't post until tomorrow.  I know I should have paid it earlier but wasn't able to until today.

 

Am I late ???

January 2011: EQ 674, Exp 681, TU 671
February 2010: EQ 573, Exp 579, TU 542
2 REPLIES
Epic Contributor

Re: UGH !!! Credit Card due date posting, Help !!!

depends on the bank. some count payments all the way up to 11:59PM of the day it's due, some banks cut it off at 5 or 6, I would call your bank and check with them. what bank?

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New Contributor

Re: UGH !!! Credit Card due date posting, Help !!!

Depending on your bank's rules, you may or may not be late. The worst thing that can happen is they assess a late payment fee, which they may be willing to waive if you call them after you become aware of it. From a credit reporting standpoint, you are fine. Not late until 30 days.