UH OH! How solid are USAA offers?

[takeshi74]

As stated above, 12.9 for the Rate Advantage is high.  They can and lower APR's but if you want it for a low APR then why apply when your credit doesn't qualify for a low APR?  Let things cool off and you'll probably qualify for better.

[Anonymous]

The urge has subsided to a manageable level. Thanks for talking me down, peeps!

[baller4life]

Cap I've been saving your seat on the Discover train. You coming?

[stagefoursurvivor]

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@sunkissed wrote:

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@B335is wrote:
We all want what we can't have

I think I'm still young enough to enlist but I'd go Navy all the way.

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The Navy is a great was to see the world.

I was Air Force.  My brothers were Army.  My cousin was Navy.

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Oh Really???

4 years I saw Sunny Sandy Eggo & Newport, RI. Took a 2 hour tour on the Intrepid just to be able to say I was on a ship!

[Bman70]

I had a card offer for months, finally disappeared long after the expiration date. Now I have this one.. Tempting, but not sure I want to move from my current bank. I wonder if there are other ways to qualify a $250 DD. The fine print says ACH doesn't qualify. 

[ways2go]

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@stagefoursurvivor wrote:

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@sunkissed wrote:

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@B335is wrote:
We all want what we can't have

I think I'm still young enough to enlist but I'd go Navy all the way.

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The Navy is a great was to see the world.

I was Air Force.  My brothers were Army.  My cousin was Navy.

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Oh Really???

4 years I saw Sunny Sandy Eggo & Newport, RI. Took a 2 hour tour on the Intrepid just to be able to say I was on a ship!

Stage,  I think I have you beat.  4 years in,  I only saw Charleston.   The worse or good part of that was that I'm originally from Charleston.   The only time I was on a ship is when we went for blood bank donations.

[Anonymous]

This offer expired a week ago, and another popped up today. The new one is the Rate Advantage MasterCard with a higher APR of 14.9. Not going for it, but it's nice to get offers.

[Anonymous]

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@Anonymous wrote:

This offer expired a week ago, and another popped up today. The new one is the Rate Advantage MasterCard with a higher APR of 14.9. Not going for it, but it's nice to get offers.

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Glad to get them. Never have even got one

[Anonymous]

The USAA Rate Advantage card was the first card I applied for in years. The 6.9% rate is a teaser IMO, and I highly doubt anyone will actually get it. I had excellent scores, no INQs, etc, etc and they only offered me 10.9%. Every card I have applied for after that offered larger CLs and lower APRs. I cancelled my USAA card already.