cancel
Showing results for 
Search instead for 
Did you mean: 

UMB Affinity Cards

tag
Anonymous
Not applicable

Re: UMB Affinity Cards

No hit in utilization if you do a BT at the max CL (utilization is never an issue).

Your AAOA is not hurt (average age does not drop).

New account does not drop your score.

You keep your total revolving accounts low.

 

Message 11 of 12
Anonymous
Not applicable

Re: UMB Affinity Cards

I'll second that Smiley Wink It never hurt anything running a balance, and defaulting is never cool....for the record.

 

Happy New Year

 

JoJo


@Woolfman wrote:
it doesnt help anything .. but if you run a balance on it .. it doesnt hurt anything either . 

 

 

Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.