Reply
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

UMB / Guide Dog for Blind Visa Approved.

My application for UMB / Guide Dog for Blind Visa card approved with $5000 CL. Pulled TU / Fico TU 715.
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.

Congrats but I think you might have missed one.
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: UMB / Guide Dog for Blind Visa Approved.

Congrats.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.


smallfry wrote:
Congrats but I think you might have missed one.

 

What did I miss?
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.

I wonder if UMB allowes to have more than one card with them?
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: UMB / Guide Dog for Blind Visa Approved.

Hey concord, I'm curious what your AAoA is?

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.


txjohn wrote:
Hey concord, I'm curious what your AAoA is?

In dog's years? Better than mine I'd wager. I'm kidding Concord.

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.


txjohn wrote:
Hey concord, I'm curious what your AAoA is?

 

AAoA is 3 Years. Length of Credit is 15 years. Last year I opened lot of account and closed many of them. That brought down my AAoA. My scores are still around 700 and fico simulator says in 12 months my scores should high 700's. 
Senior Contributor
score_building
Posts: 3,533
Registered: ‎01-10-2008
0

Re: UMB / Guide Dog for Blind Visa Approved.

congrats on the approval, what was your uti?
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: UMB / Guide Dog for Blind Visa Approved.


score_building wrote:
congrats on the approval, what was your uti?

 

Very little. $90 reporting.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+