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UPDATE: 4th Citi APR reduction, 4 days in a row!!

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FabulousDtheBruin
New Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days

I have 6.99%

 

citiAPR.png

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Message 21 of 122
Anonymous
Not applicable

Re: UPDATE: 3rd Citi APR reduction in 3 days


@FabulousDtheBruin wrote:

I have 6.99%

 

citiAPR.png


Very nice APR.

Message 22 of 122
lhcole77
Valued Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days


@Anonymous wrote:

@lhcole77 wrote:

Got another reduction! Down to 14.24% now!

 

19.99 to 17.99 to 15.99 to 14.24%

 

YAY!


Dude....How?


Each day I've logged into my account and clicked on chat. Asked the CSR to please lower my APR. And BAM!

 

Tried twice yesterday and only worked first time. Asked if 14.24 was lowest today and he said yes.

 

I might try again tomorrow.

Message 23 of 122
Imperfectfuture
Super Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days

Anyone try this with the US Airways card?
Signature needs updating
Message 24 of 122
lhcole77
Valued Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days


@Imperfectfuture wrote:
Anyone try this with the US Airways card?

Great idea! Because my APR is wayyyyy to high for that. I will give it a shot.

Message 25 of 122
Anonymous
Not applicable

Re: UPDATE: 3rd Citi APR reduction in 3 days

Why don't I see a chat option with citi? Is it because I on an iPad? I can see chat links on all other lender sites. Can someone post a screen cap where the link is please?

Message 26 of 122
Anonymous
Not applicable

Re: UPDATE: 3rd Citi APR reduction in 3 days


@lhcole77 wrote:

@Anonymous wrote:

@lhcole77 wrote:

Got another reduction! Down to 14.24% now!

 

19.99 to 17.99 to 15.99 to 14.24%

 

YAY!


Dude....How?


Each day I've logged into my account and clicked on chat. Asked the CSR to please lower my APR. And BAM!

 

Tried twice yesterday and only worked first time. Asked if 14.24 was lowest today and he said yes.

 

I might try again tomorrow.


Wow, I just finished a chat and they lowered my APR to 13.24% on my AA Citi cardSmiley Happy

 

The rep told me that they can only lower 2% each time you request APR reduction. 

 

I will request another APR in three months Smiley Happy, this is the first time I ever requested APR reduction.

 

Thank you for your info !!

Message 27 of 122
lhcole77
Valued Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days

I don't think it works on iPad.

 

I go to CONTACT US at the top of the screen and select LIVE CHATCiti Chat.JPG

Message 28 of 122
lhcole77
Valued Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days


@Anonymous wrote:

Wow, I just finished a chat and they lowered my APR to 13.24% on my AA Citi cardSmiley Happy

 

The rep told me that they can only lower 2% each time you request APR reduction. 

 

I will request another APR in three months Smiley Happy, this is the first time I ever requested APR reduction.

 

Thank you for your info !!


YAY! That is so awesome!!! Congrats.

Message 29 of 122
lukepwnsall
Regular Contributor

Re: UPDATE: 3rd Citi APR reduction in 3 days

citi is SOOO good about APR reductions Imma call right now Ive already had my aa plat select lowered from 19.99 to 17.99 to 15.99 to 12.99 and first statement has yet to cut.

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 30 of 122
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