Reply
Established Member
sevi
Posts: 21
Registered: ‎04-29-2007

Re: UPDATE 2: APPROVED!RECON SUCCESS!! Confused by Amex Recon Process

$1k limit, 22%APR Transunion report with 667 score. Not even close to my $7k CL on Discover

Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Confused by Amex Recon Process

[ Edited ]

ccb2115 wrote:

So instead of calling the executive office, I decided to email the SVP of New Accounts. Figured I'd give it a try. I stated my case and confusion.  


 

 

 

Where did you get this e-mail and what is it?

 

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: UPDATE: AMEX BCE APPROVAL!! RECON SUCCESS

Oh my god!!! I cannot believe this thread! Please pm me the email you used for the SVP!!!!!

Im gardening currently and trying to reduce my util, which is just 14% currently.
I'm just so amazed that you reconned Amex successfully!!!! I want Amex so bad! A real one! I have the Travelocity Amex :-P
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Contributor
creditballer
Posts: 125
Registered: ‎08-28-2007

Re: Confused by Amex Recon Process

Congrats...can you PM the SVP you used for recon. I'm in a recon with Amex since 12-14-12..I dont have a (fc,bk, repo, or garn) their stated reasons for denial. I sent EX CR and they still HP'd me...just faxed again after anothe denial...stating i have a fc..which i dont..i was lte on 5 mtg pmts for a loan mod last year, but has been current for over 13mos now...did a goodwill w/lender now acct shows pd as agreed...no negs....EX plus score 748/FIC 736....i need somone w/sense to manually review my CR to see what i'm seeing..no foreclosure!! ...thanks 


ccb2115 wrote:

My status had been "In Progress" for almost two weeks, and now says Approved!!!! I was in correspondence with a very nice lady from in the Executive Referrals Dept. about the process and she kept apologizing telling me that for some odd reason, the manual reviewers had not updated her with an answer yet. I called again today and she said they still had not updated her with any decisions, but that she would push back on them today for an answer and would give me a call by the end of the day. I told her that it's been almost a month since I applied so maybe it would just be easier to cancel the app and reapply on the 30th. She said I could do that, but she wanted me to hold on a bit longer, at least until the end of the day, to see if they would have an answer by then. She did not call me before the end of the day, but I just checked my status and it says Approved!! I'm so happy! My first Amex Revolver!! 


 

Last App Feb 10, 2013
EX -FICO 750 01-25-13
TU-FICO 781 (BBVA Approval Letter)
EQ- FAKO 747
Goal: 800

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+