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Thanks I'll keep this thread update.
@Zelaya wrote:Thanks I'll keep this thread update.
Good luck!!!!
Ron.
I just looked at the terms of the card on the website and the minimum credit limit is $3K. I will be getting a Platinum Visa instead of Visa Signature. Hopefully, I will be getting a cli about a year and it will change into Visa Signature.
Ron.
@youngandcreditwrthy wrote:
Isn't it Richard... Not rich?
Yes, it is Richard. They shorted it to rich in the email address.
Ron
@jsucool76 wrote:
Yeah that is true ron. The average one goes up to 3k (initial CL) and the excellent one starts at 3k
And the EO should be able to change you to a visa sig no problem once you get up to 5k.
I'm not going to push my luck to ask for cli at this point. I just got them to get approved for the card from denial. At least. this card is eligible for cli. They told me my another Cap1 card is lower tier. That's why I applied for the higher tier card for excellent credit.
The average credit is a Mastercard and the starting CL is $300. It also has $39AF. The APR is 19.8%. I don't know it will be able to go up as high $3000 max.
Ron.
I emailed them myself to ask for conversion to "Cash Rewards" card with no AF, and to lower the APR. It's a shot in the dark, but I say why not if I fail, I'll try again in six months.
@WarJar101 wrote:I emailed them myself to ask for conversion to "Cash Rewards" card with no AF, and to lower the APR. It's a shot in the dark, but I say why not if I fail, I'll try again in six months.
Sorry to hear. Did they call you back?
Ron.