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UPDATE - Chances for Ink Plus approval after Freedom recon?

Super Contributor

Re: Chances for Ink Plus approval after Freedom recon?


parakleet wrote:

Update - DH apped for the Ink Bold yesterday and spoke with the analyst this morning - approved! Now we're both definitely in the garden until at least August. 


Congrats to DH

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 16
Super Contributor

Re: UPDATE - Chances for Ink Plus approval after Freedom recon?

Grats!

How was the interview like?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 16
Established Contributor

Re: UPDATE - Chances for Ink Plus approval after Freedom recon?

DW was just approved for Ink today.  She apped knowing her reports were frozen, then called to see what they tried to pull.  (A round about way of ensuring only one CR pulled, and sometimes talking the rep into pulling what we want).  They tried TU (her highest score).  She unfroze and called back.  The interview took about 20 minutes.  They asked about the business, gross income, employees, and her FT job and income.  (Income is a side business).  5 min hold to pull TU.  Came back and asked a few more questions, projected income this year, etc.  Another 3-5 min hold to finish "processing." Approved $20k flex spending.

About $215,000 total credit among 11 cards
Message 13 of 16
Super Contributor

Re: UPDATE - Chances for Ink Plus approval after Freedom recon?

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 14 of 16
Valued Contributor

Re: UPDATE - Chances for Ink Plus approval after Freedom recon?

Thanks everyone! DH said it was super easy - very nice lady, took about 10 minutes. Asked him about business, how much he plans on putting on card. Did ask him about his maxed out WF card - told her that it was used for taxes, plan on paying it down within a year. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 15 of 16
Moderator Emerita

Re: Chances for Ink Plus approval after Freedom recon?

Message 16 of 16