@longtimelurker wrote:
Your mortgage lender is much more likely to be using the 04 model, and the score available here is 08, making it a FAKO for all practical purposes. That said, I have no reason to suppose that CK approximates 04. I suggest you buy the EQ 04 score directly from Equifax to see if you have a big variation.
Unfortunately, TRUE. There are like 49 OFFICIAL FICO scores. Any one of those your lender takes, makes the other 48 "OFFICIAL FICO scores" as usable and reliable as FAKOS....
