UPDATE: I want an AmEx that I'm not pre-qual'ed for; thoughts? advice?

[Anonymous]

yes those are current but not in order of time, just order of lowest to highest. i just applied for a citi double cash on monday. got denied so i called EO and in the process of talking about it i lost my call in the parking garage lol so gonna call tomorrow. doubt i will get it but we'll see. gonna garden as of now regardless lol

[Anonymous]

Wow, I wasn't expecting all these replies on my thread when I logged in this morning. 

@nbb11 and @2011XTERROR - Your back and forth conversation was great. I learned some things, I LOL'ed, I felt proud of you guys. I went through a lot of emotions, lol. Thanks for this.  

And @nbb11 thanks for the compliments, I highly appreciate it. I had no idea anyone was rooting for me.  

ETA: I gave you guys lotsa kudos! 

[Anonymous]

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@Anonymous wrote:
yes those are current but not in order of time, just order of lowest to highest. i just applied for a citi double cash on monday. got denied so i called EO and in the process of talking about it i lost my call in the parking garage lol so gonna call tomorrow. doubt i will get it but we'll see. gonna garden as of now regardless lol

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And good luck on the Double Cash! Hopefully you can get it via recon! 

[Anonymous]

thanks. i called again today and she said she would submit it for review, but i am gonna fax them my credit report first because it says a denial reason was "severe delequency" and i had ONE late payment in october of 2014 on my ex wife's car loan that is now refinanced in just her name and i am no longer on it. before that it was 2012 or 2013. hopefully with them seeing my current report it'll help. see that i have 3% utilization and my oldest account is 6 years

[Anonymous]

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@Anonymous wrote:
thanks. i called again today and she said she would submit it for review, but i am gonna fax them my credit report first because it says a denial reason was "severe delequency" and i had ONE late payment in october of 2014 on my ex wife's car loan that is now refinanced in just her name and i am no longer on it. before that it was 2012 or 2013. hopefully with them seeing my current report it'll help. see that i have 3% utilization and my oldest account is 6 years

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Let us know how it goes 2011. Did you have a good birthday?

@Drums - glad you don't think I'm a creep! I'll be crossing my fingers for your AMEX app!

[Anonymous]

will do!

and sure. lol