@Anonymous wrote:
@Anonymous wrote:Not yet; I've been on the road for business and haven't had a chance to go into my local branch.
I certainly plan on it, because of all of your suggestions to do so. I don't know what more they can do given that they tried to approve me but their system wouldn't let them, but I'm more than willing to give it a shot.
They can manually over-ride the decision the system is making. Go to the business banker and let him handle it and call the lending department directly. I am sure when he/she calls they will be willing to manually review it-
Thank you!! 
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Not yet; I've been on the road for business and haven't had a chance to go into my local branch.
I certainly plan on it, because of all of your suggestions to do so. I don't know what more they can do given that they tried to approve me but their system wouldn't let them, but I'm more than willing to give it a shot.
They can manually over-ride the decision the system is making. Go to the business banker and let him handle it and call the lending department directly. I am sure when he/she calls they will be willing to manually review it-
Thank you!!
You are welcome!! Keep us posted on results. And know the denial can be overturned....
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Not yet; I've been on the road for business and haven't had a chance to go into my local branch.
I certainly plan on it, because of all of your suggestions to do so. I don't know what more they can do given that they tried to approve me but their system wouldn't let them, but I'm more than willing to give it a shot.
They can manually over-ride the decision the system is making. Go to the business banker and let him handle it and call the lending department directly. I am sure when he/she calls they will be willing to manually review it-
Thank you!!
You are welcome!! Keep us posted on results. And know the denial can be overturned....
I just really noticed your siggy... holy crap on your total line with Chase!!!!!!! Ok, now I'm even more motivated to go talk to them... lol
@kdm31091 wrote:
@Anonymous wrote:
You dont get cashback on debit/checks.No you don't but that does not need to be the only thing you care about in life. Yes, cash back is nice. But really...it's insignificant in the grand scheme. Even 5% on $100 is 5 bucks.
Obviously, reap whatever rewards you can. But to act like it is ridiculous to ever want/use debit or cash because you don't get that measly percent or two in cash back is going a bit far to me.
To take even a more reasonable rewards figure, 2%, and 2K/month spending over the next 40 years, is $19.2K back.
Don't know about you but on the assumption I don't have a housing payment, that's non-trivial expenses right there and that's assuming I just stuff the money in a mattress. Much like credit building, or investing, or retirement planning, or a bunch of other things I could suggest, you have to look at the long-term on something like rewards benefit. Yup, those two yuppie food stamps per month might not add up to much (though that will pay for a cheap phone plan today which doesn't suck) in the grand scheme of things, but over time that's non-trivial cash even for me when it's a fraction of my annual income.
Add that to the consumer protection and also convenience of credit cards, I don't pay anything by check or cash unless I absolutely have to, and I really don't understand the desire to do so either unless you can't control spending on credit cards (it happens, not judging as I have my own problems).
I agree. I just spent my 450.00 rewards from RH today. Felt nice leaving the mall with an awesome item & only paying the tax!