09-17-2012 02:51 PM
****YOUR CREDIT CARD HAS BEEN APPROVED! THANK FOR CHOOSING NAVY FEDERAL, EXPECT YOUR CARD IN 7-10 DAYS.****
Scared to check the CL...I know I know
Thank you everyone for advising me to pull that trigger....
Is PSECU or NFCU inq sensitive...seeking to either do the PSL/Visa with PSECU or either the cash rewards with NFCU? I have a quite a few from lender pulls when I was seeking a second home. I currently have the Bank of America 123 (opened this month) 5K and their Platinum Plus (opened last month) 3K=273 balance, Orchard Bank $320=0 balance, JARED (AU), Sears (AU). I have 1 CO and 1 CA UNPAID (under dispute not mine), 2 paid CA. Last time anything neg was on my credit was 1.5 yrs ago. AAoA is 7 yrs and salary is 115K.
I would apply for a CHASE (thats who holds my current mortgage), Citi (paid CA is with Citifinancial from 2008), AMEX (app'd last month for the green card...denied...however that wasbefore my major cleaning on credit report).....but Terrified of denials so I rather walk in with a STRONG possibility or DEFINITE.
FAKO EX 565, EQ 550, TU 602 8/2012
FICO EQ 633 TU 637 (not reporting new credit limit on bofa) 9/2012
FAKO EX 643 (Reporting new credit limit on bofa)
09-17-2012 02:55 PM
09-17-2012 03:10 PM
are you going to pull the trigger with PSECU?
Thanks!!! With them being "conservative"I may hold out till Dec...any suggestions?
Fellow posters suggested AMEX Zync but I dont know bout that either....
09-17-2012 03:13 PM
09-17-2012 03:37 PM
09-17-2012 04:09 PM
PSECU isn't that conservative, I got approved for 9k with a 700 EX fico and new accounts galore.
700 is more than what I have...FAKO is 633 and I dont have the EX fico yet for PSECU due to me just joining towards the end of last month. When it becomes available via website I might pull the trigger. As you stated the visa I might get but not the PSL combo and thats the only product I would app for.
09-17-2012 04:13 PM
Please check your limit!
Web where do I go to check the CL?
09-17-2012 04:41 PM
The account will show up in your online account access in a day or two, or you could just call and speak to one of the friendly CSR's who will be able to tell you your CL.
09-17-2012 07:01 PM
Thank you web
09-17-2012 07:02 PM
Ok I'll call in the am @Karunch
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO