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Contributor
Posts: 86
Registered: ‎02-24-2012
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

I'm in San Francisco



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Established Contributor
Posts: 992
Registered: ‎05-05-2010
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Re: UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!


Education44 wrote:

These are the credit cards that I applied for this weekend:

 

Wells Fargo - $8,000 (instant approval -- my husband and I have a joint checking and savings with them)

Chase Freedom - $5,000 (I had to call the backdoor number (twice) to get approval -- they asked a few questions about my credit file)

Chase Southwest Airlines -- $2,000 (I had to call the backdoor number to get approval -- they asked a few questions about my credit file)

Discover It - $1,500 (instant approval)

 

At the time of my apps I had one inquiry on each of my credit reports, a paid state tax lien, a charge-off from an old HSBC account and a few lates from 2008 on my Merrick account. Also, when I was looking up something at the County Recorder's Office, I noticed that a judgment had been entered against me by Discover in 1994 (probably from a Target Card that I defaulted on when I was younger). So, I guess I haven't been blacklisted by Discover.

 

I can't believe that just a year ago my scores across the board were in the low 500s.  This forum has taught me so much about managing credit. With this success I'm heading to the garden for at least a year and putting my sub-prime cards in my sock drawer.

 

Along with the cards listed above, I also have the following:

 

Capital One - $7,500

JC Penney's -- $5,000

Victoria Secret -- $1,150

Merrick -- $600

Credit One -- $550

 


Congrats!!!!

Community Leader
Senior Contributor
Posts: 27,589
Registered: ‎02-07-2013
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Congrats 

+ Chase ink =




Established Contributor
Posts: 842
Registered: ‎10-15-2012
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Congrats! If I were you OP, I'd CLOSE those sub-prime cards, especially if they have any fees. I just dumped Credit One yesterday and got my new PayPal Extras card. Primeville feels great. The rebulders have done their jobs, feel free to cut them loose.


Starting Score: 515
Current Score: EQ08 712 EX08 729 TU08 743
Goal Score: 740+

Amex BCP $25000 | Discover IT $15250 | PSECU $10000 | Barclay Ring $6500 | Citi DC $6100 | PayPal Extras MC $5045 | DCU $5000 | Barclays Aviator $4100 | Chase Freedom $4000 | Cap 1 Platinum $1700 | Union Plus $1000 | Target $200
Contributor
Posts: 366
Registered: ‎02-25-2013
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

[ Edited ]

Congrats!

Starting Score:567Walmart TU 701, Credit Sesame 722, credit secure 701 credit karma 694Last Score: 689 TU/Walmart CK 645 Goal Score:800 CLUB
Last HP:2/2015 Util:9% CL:82KTake the myFICO Fitness Challenge
Regular Contributor
Posts: 209
Registered: ‎02-08-2013
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

What CL did PayPal Extra's give you? I was thinking of applying with them this week and your scores are pretty similar to mine.


Current Score: EX: 718, EQ: 715, TU: 720
Goal Score: EX: 750, EQ: 750, TU: 750

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Frequent Contributor
Posts: 334
Registered: ‎04-08-2013
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Re: UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!

What were your scores?
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Congrats on the approval!  All that gardening paid off!

 

Don't forget to change your siggy back to the seedling, to represent your new sprouts Smiley Very Happy


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Contributor
Posts: 86
Registered: ‎02-24-2012
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Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

I'll probably wait six months and then close them.



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Contributor
Posts: 86
Registered: ‎02-24-2012
0

Re: UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!

I went in this afternoon to change it, but I couldn't remember how. Can you remind me?



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
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