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UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Contributor

UPDATE-Prime Cards Approved for a Re-Builder! - App Spree Sucess!

These are the credit cards that I applied for this weekend:

 

Wells Fargo - $8,000 (instant approval -- my husband and I have a joint checking and savings with them)

Chase Freedom - $5,000 (I had to call the backdoor number (twice) to get approval -- they asked a few questions about my credit file)

Chase Southwest Airlines -- $2,000 (I had to call the backdoor number to get approval -- they asked a few questions about my credit file)

Discover It - $1,500 (instant approval)

 

At the time of my apps I had one inquiry on each of my credit reports, a paid state tax lien, a charge-off from an old HSBC account and a few lates from 2008 on my Merrick account. Also, when I was looking up something at the County Recorder's Office, I noticed that a judgment had been entered against me by Discover in 1994 (probably from a Target Card that I defaulted on when I was younger). So, I guess I haven't been blacklisted by Discover.

 

I can't believe that just a year ago my scores across the board were in the low 500s.  This forum has taught me so much about managing credit. With this success I'm heading to the garden for at least a year and putting my sub-prime cards in my sock drawer.

 

Along with the cards listed above, I also have the following:

 

Capital One - $7,500

JC Penney's -- $5,000

Victoria Secret -- $1,150

Merrick -- $600

Credit One -- $550

 



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 1 of 23
22 REPLIES
Moderator Emerita

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Message 2 of 23
Valued Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Way to go!! Congrats!!

*8/10/13
Message 3 of 23
Valued Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

CONGRATS, WTG!!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 4 of 23
Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Thanks!



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 5 of 23
Frequent Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Congratulations. Which credit bureau did Chase pull from?


iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 6 of 23
Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

The first pull was Equifax. When the credit analyst pulled a second time, she didn't say which one, just that it wouldn.t be Equifax.



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 7 of 23
Frequent Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

May I ask what state you're in? I'm in Illinois and have heard they tend to pull from TU and EX most often.


iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 8 of 23
Contributor

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

California



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 9 of 23
Moderator Emerita

Re: Prime Cards Approved for a Re-Builder! - App Spree Sucess!

Really?! I'm in So Cal and they pulled Ex in March for me.
Message 10 of 23