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Hi everyone -
Just wanted to keep my word and report back my results from the Capital One Executive Office. As background, I contacted the Cap. One EO and requested a PC to QuickSilver and a CLI. The PC was done and it also now shows up on the online website. However, my CLI was denied. She said I would recieve a letter explaining why she said it was not a permanent denial - whatever that means...lol! Well, I recieved the letter Saturday. It said I was not eligible for a CLI because there had been an increase on my account within the last six months. So I plan to call them today just to find out what date they have on file for my last increase and will take it from there....smh.
Also, I was declined for my AMEX 61 day CLI on my Delta Gold. The reason on the letter was FICO score from a report from early November. My FICO has increased since then. That's actually my bad because I forgot to check the last time they SP my cr before submitting the request. So I will just sit tight and wait 90 days and give it another go. Besides, my utl is lowering and FICO is getting increasing so in the next 90 days, it will be even better. Plus I will remember to check the last time they SP'd before submitting the increase so I can know what report they are going by.....lol!
So that's that!
Congrats on Quicksilver! Sorry to hear about CLI. Thanks for the update.