I am trying to. I get reminders weekly when my teenagers keep asking questions and I have to make sure to give them the info I have learned so they dont make the same mistakes. Now I have there friends (Seniors in High School) coming to me for advice for them and their parents. I tell them what I have learned and make it simple to follow. Keep CC's between 1 and 9 %; pay on time or early; never ever be late; do not charge what you cant pay off each month if you had to and you will have great credit. They are my 4 things to live by now and we work on them each day to make sure we obey those house rules.
Thanks for the help all you have given to me and the ones I can pass it on to.
Debbie 
Congrats nikko! Well done on the deletes. 
Keep up the good work, and please let us know of your new scores.
Keep up the good work, and please let us know of your new scores.