UR program restructuring.....

[maiden_girl]

Discover has a checking account. And they pay you 10 cents every time you use your card or use bill pay. If Chase wants to cut down their customers, cut down on their business. I miss WaMu.

[mongstradamus]

I finally read the whole post, this is why i believe in diversifying between reward programs you never know when they will get nerfed. Sounds like whenever i get my prg and edp i will put most of my spending in there. This whole change doesn't affect me , never had an checking account with chase. I probably will stick with my CU that give me an fair amount of interest for keeping money with them. 

[ac921ol]

so, I can still trasnfer to partners, I still get bonus like normal, just not when I use the UR mall to book travel (I usually use points to book so never use UR mall) and no annual bonus for CSP or Checking accounts, No more paper checks for redeeming UR points for cash (never ever tried that) 

I think ill be just fine. 

[mongstradamus]

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@ac921ol wrote:

so, I can still trasnfer to partners, I still get bonus like normal, just not when I use the UR mall to book travel (I usually use points to book so never use UR mall) and no annual bonus for CSP or Checking accounts, No more paper checks for redeeming UR points for cash (never ever tried that) 

I think ill be just fine. 

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I think it mostly affect people who opened chase checking account for 10% bonus ?

[bigblue7722]

I feel bad for people who have opened up chase checking accounts for the 10% deal thats rough to move all your banking over and have them just take it away. I almost switched over but where I live in CT there is no chase bank within 20 mins of me. 

[mongstradamus]

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@bigblue7722 wrote:

I feel bad for people who have opened up chase checking accounts for the 10% deal thats rough to move all your banking over and have them just take it away. I almost switched over but where I live in CT there is no chase bank within 20 mins of me. 

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really i have like 6 or 7 in my town alone they are opening everywhere you turn. I don't use chase tho just have their cc 

[bigblue7722]

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@mongstradamus wrote:

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@bigblue7722 wrote:

I feel bad for people who have opened up chase checking accounts for the 10% deal thats rough to move all your banking over and have them just take it away. I almost switched over but where I live in CT there is no chase bank within 20 mins of me. 

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really i have like 6 or 7 in my town alone they are opening everywhere you turn. I don't use chase tho just have their cc 

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I live 20 mins south of hartford and the closest one is in New Haven no thank you lol ill stay away from that town except for the pizza. 

[mongstradamus]

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@bigblue7722 wrote:

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@mongstradamus wrote:

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@bigblue7722 wrote:

I feel bad for people who have opened up chase checking accounts for the 10% deal thats rough to move all your banking over and have them just take it away. I almost switched over but where I live in CT there is no chase bank within 20 mins of me. 

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really i have like 6 or 7 in my town alone they are opening everywhere you turn. I don't use chase tho just have their cc 

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I live 20 mins south of hartford and the closest one is in New Haven no thank you lol ill stay away from that town except for the pizza. 

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hey they have Ikea too !!! thats understandable. Down in stamford, they have them all over the place. 

[trumpet-205]

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@maiden_girl wrote:

Discover has a checking account. And they pay you 10 cents every time you use your card or use bill pay. If Chase wants to cut down their customers, cut down on their business. I miss WaMu.

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I wonder just how sustainable is it going to be. Even Citi is nerfing TY points earned through deposit accounts. Starting at December this year basic checking account can't earn TY points, and number of TY points awarded to other types of account is reduced.

[wacdenney]

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@maiden_girl wrote:

Discover has a checking account. And they pay you 10 cents every time you use your card or use bill pay. If Chase wants to cut down their customers, cut down on their business. I miss WaMu.

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+1  I would LOVE to have WaMu back!!