US BANK cash +

[Anonymous]

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@NRB525 wrote:

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@dollar_bill wrote:

Getting things done with US Bank is like watching grass grow sometimes, can be very frustrating. I had the regular platinum card for years then it was upgraded to Cash + per phone call. Recently, they are pushing their premier line, which I went ahead and got. It's basically a no fee cash advance card, or in their words their unsecured line of credit.

The Cash+ can be useful if you have the right kind of spend to take advantage.

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No fee cash advances? Looks like everything is a 4% advance fee, whether from ATM or cash advance?

Perhaps the CC is no fee to charge?

No AF, yes, but not for the individual advances.

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op said the "premier line" is the no fee cash advance card which is accurate. The cash plus still has cash advance fees. 

[tonyjones]

This is definitely a card i'll app for once all my derogs fall off.

[Anonymous]

I wish they would just allow online apps.  But hey, the fact that they don't just keeps people wanting more!

[tonyjones]

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@Anonymous wrote:

I wish they would just allow online apps.  But hey, the fact that they don't just keeps people wanting more!

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They do.

https://www.usbank.com/credit-cards/cash-plus-signature.html

[noobody]

the online app has been open for several weeks, as they keep nerf the card, less people want apply.

[Anonymous]

Well shoot.  Guess i've been under a rock.

[NRB525]

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@Anonymous wrote:

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@NRB525 wrote:

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@dollar_bill wrote:

Getting things done with US Bank is like watching grass grow sometimes, can be very frustrating. I had the regular platinum card for years then it was upgraded to Cash + per phone call. Recently, they are pushing their premier line, which I went ahead and got. It's basically a no fee cash advance card, or in their words their unsecured line of credit.

The Cash+ can be useful if you have the right kind of spend to take advantage.

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No fee cash advances? Looks like everything is a 4% advance fee, whether from ATM or cash advance?

Perhaps the CC is no fee to charge?

No AF, yes, but not for the individual advances.

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op said the "premier line" is the no fee cash advance card which is accurate. The cash plus still has cash advance fees. 

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Ok, through certain standard channels no fee for the cash advance. ATM and cash-equivalents have a fee.

[dollar_bill]

If your hung up on ATM fees, take out the advance and transfer it to your checking.

The line is useful in a lot of circumstances. If you are a platinum checking member you'll skip a couple of those ATM fees per month, so for most people that will be more than sufficient.

[takeshi74]

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@Anonymous wrote:

Does the longer the pending time mean more likelihood of approval or nah?

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Neither here nor there.  Verification/review is just verification/review.  It does not indicate anything in and of itself.  It's what's determined via the verficiation/review that matters -- not how long or how short.

[Anonymous]

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@takeshi74 wrote:

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@Anonymous wrote:

Does the longer the pending time mean more likelihood of approval or nah?

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Neither here nor there.  Verification/review is just verification/review.  It does not indicate anything in and of itself.  It's what's determined via the verficiation/review that matters -- not how long or how short.

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Called today and they said it passed verification and onto the next step.. Does this indicate good news and higher chances of approval?