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Hey guys,
So I've read that US Bank will only pull 1 credit report if you app for 2 of their cards within the same day. I'm looking at their new Altitude Reserve card and the business Edge card. I just called in and a rep confirmed it would only be 1 hard pull. But we all know sometimes reps aren't exactly full of knowledge.
This would really be awesome if it's true. That would mean only 1 Transunion pull for 2 credit cards!
I'm not aware of any "big banks" that use 1 pull for multiple credit products. My only experience is with PenFed Credit Union.
Can anyone shed some light on this? I'm looking to go for it today. Current Transunion score as of today is around 780.
Thanks,
Uncle Money
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500