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I'm looking at this card, and it seems to be a killer deal! 5000 first use miles, double miles on gas & grocery, a complimentary companion ticket, 10% off AeroMexico flights, and a $99.00 companion ticket at each renewal when annual fee is paid. Seriously? In a secured card? I WANT this card!
Can anyone tell me more about it? Will it auto CLI? Will it graduate? Can we increase the deposit amount?
What kind of FICO/baddies/inquiries, etc when you got it?
Did I mention I WANT this card?
Argh!
Was this in reference to the resucitated thread from Dec 2012 from DustinK?
Quote from the site:
Establish your credit in the U.S and enjoy superior travel rewards
Yes, I found out about this card going through the old threads. Why don't we hear more? I had US Bank run my credit a couple of weeks ago, because I was checking on a personal loan to help build (beginner mistake). Wonder if they'd use the same report on this? Anyone?
@ptilda wrote:Yes, I found out about this card going through the old threads. Why don't we hear more? I had US Bank run my credit a couple of weeks ago, because I was checking on a personal loan to help build (beginner mistake). Wonder if they'd use the same report on this? Anyone?
No, the same HP will not be used for a CC application. Separate loan/lending platforms.
Called them today and they said they use the same HP for all applications within 45 days. They said I can get that in writing if/when I go in to fill out the paperwork.
I applied for the secured aeromexico card and got approved 7 days later. The whole process takes about 15-17 days. I sent in an $800 deposit online as my spending limit. I am using this card to help build my credit. US Bank pulled experian when I applied. The great thing is not only do I get rewards, a $99 companion ticket and double points on gas and groceries but I also have access to experian for free because I am a US Bank credit card holder!
When I applied, my experian credit score was 523 and in one full month I was able to bring it up to 566.
I also forgot to add you can increase your credit limit after 6 months of opening the secured credit card. To increase your credit limit, you have to send a cashiers check in the mail. I currently have 4 collection accounts which I am working on and am also in administrative wage garnishment because of defaulted student loans.
ERT agent on duty! Is that a seedling I see in your signature?
Report back to the garden immediately.
Congrats gardoave do you know if it is a hardpull (HP)to add money to the credit line BOA hard pulls