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US Bank Amazing

Established Contributor

US Bank Amazing

i apply for Joint Account with my father. 11/01/2012

my dad credit score 668( heavy user ) he never care his credit score and never late on credit card payment( total credit limit 120 K) and 1 30 days late on auto loan jan/2012. 40% used on total CL

My 623 ( EQ myfico) 3 CO 2 over 5 year and 1 Paid over 3 year and 1 CA( medical CA) and 26% used on CL

today 12/04/2012 they SP on both of us. my dad down to 30% used , i down to 3% used of CL

i called check status everyweek. today i found out ( APPROVED ) 1 month for APPROVED . i know thats long,but US Bank have amazing of skip my medical CA and CO and skip score, i believe they look of history to approved credit card. Thanks US Bank. i can relax and garden until Jan/2014

GE And US Bank are amazing !

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 1 of 14
13 REPLIES
Regular Contributor

Re: US Bank Amazing

Congrats. What card and limit did you get?

Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Message 2 of 14
Established Contributor

Re: US Bank Amazing

4 K CL

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 3 of 14
Frequent Contributor

Re: US Bank Amazing

Wow!!! Im a Banker at US Bank and being a very conservative Bank, Im surprised on the Limit you were issued!!  Congrats!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 4 of 14
Established Contributor

Re: US Bank Amazing

i PIF, my dad he used about 10 K -15 K for month for business.  We are heavy User. Maybe this make USBank Approved for me. Thanks US Bank. i can back to life again. GE and US Bank bring me back to life .lol Love it

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 5 of 14
Frequent Contributor

Re: US Bank Amazing

US Bank is a awesome Bank! once your in the door your offered really great CC's with awesome rewards, Loans at the lowest rates and much more!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 6 of 14
Established Contributor

Re: US Bank Amazing

I believe so.now when my credit better in dec/2013 I'll go for another usbank credit card! And close merrick and crap 1 lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 7 of 14
Valued Contributor

Re: US Bank Amazing

Nice limit, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 14
Established Contributor

Re: US Bank Amazing

thanks . i still dont believe they approved for me my score 623 3 CO and 1 CA in my credit report. iam happy Smiley Very Happy

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 9 of 14
Established Contributor

Re: US Bank Amazing

Bump up for rebuilder .

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 10 of 14