12-04-2012 01:24 PM
i apply for Joint Account with my father. 11/01/2012
my dad credit score 668( heavy user ) he never care his credit score and never late on credit card payment( total credit limit 120 K) and 1 30 days late on auto loan jan/2012. 40% used on total CL
My 623 ( EQ myfico) 3 CO 2 over 5 year and 1 Paid over 3 year and 1 CA( medical CA) and 26% used on CL
today 12/04/2012 they SP on both of us. my dad down to 30% used , i down to 3% used of CL
i called check status everyweek. today i found out ( APPROVED ) 1 month for APPROVED . i know thats long,but US Bank have amazing of skip my medical CA and CO and skip score, i believe they look of history to approved credit card. Thanks US Bank. i can relax and garden until Jan/2014
GE And US Bank are amazing !
12-04-2012 01:50 PM
Wow!!! Im a Banker at US Bank and being a very conservative Bank, Im surprised on the Limit you were issued!! Congrats!
12-04-2012 01:55 PM
i PIF, my dad he used about 10 K -15 K for month for business. We are heavy User. Maybe this make USBank Approved for me. Thanks US Bank. i can back to life again. GE and US Bank bring me back to life .lol Love it
12-04-2012 02:04 PM
US Bank is a awesome Bank! once your in the door your offered really great CC's with awesome rewards, Loans at the lowest rates and much more!
12-04-2012 02:08 PM
I believe so.now when my credit better in dec/2013 I'll go for another usbank credit card! And close merrick and crap 1 lol
12-04-2012 02:56 PM
thanks . i still dont believe they approved for me my score 623 3 CO and 1 CA in my credit report. iam happy
12-04-2012 08:05 PM
Bump up for rebuilder .