Credit Card Center Advertiser Disclosure†
12-04-2012 01:24 PM
i apply for Joint Account with my father. 11/01/2012
my dad credit score 668( heavy user ) he never care his credit score and never late on credit card payment( total credit limit 120 K) and 1 30 days late on auto loan jan/2012. 40% used on total CL
My 623 ( EQ myfico) 3 CO 2 over 5 year and 1 Paid over 3 year and 1 CA( medical CA) and 26% used on CL
today 12/04/2012 they SP on both of us. my dad down to 30% used , i down to 3% used of CL
i called check status everyweek. today i found out ( APPROVED ) 1 month for APPROVED . i know thats long,but US Bank have amazing of skip my medical CA and CO and skip score, i believe they look of history to approved credit card. Thanks US Bank. i can relax and garden until Jan/2014
GE And US Bank are amazing !
12-04-2012 01:50 PM
Wow!!! Im a Banker at US Bank and being a very conservative Bank, Im surprised on the Limit you were issued!! Congrats!
12-04-2012 01:55 PM
i PIF, my dad he used about 10 K -15 K for month for business. We are heavy User. Maybe this make USBank Approved for me. Thanks US Bank. i can back to life again. GE and US Bank bring me back to life .lol Love it
12-04-2012 02:04 PM
US Bank is a awesome Bank! once your in the door your offered really great CC's with awesome rewards, Loans at the lowest rates and much more!
12-04-2012 02:08 PM
I believe so.now when my credit better in dec/2013 I'll go for another usbank credit card! And close merrick and crap 1 lol
12-04-2012 02:56 PM
thanks . i still dont believe they approved for me my score 623 3 CO and 1 CA in my credit report. iam happy
12-04-2012 08:05 PM
Bump up for rebuilder .
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.