Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

US Bank Amazing

i apply for Joint Account with my father. 11/01/2012

my dad credit score 668( heavy user ) he never care his credit score and never late on credit card payment( total credit limit 120 K) and 1 30 days late on auto loan jan/2012. 40% used on total CL

My 623 ( EQ myfico) 3 CO 2 over 5 year and 1 Paid over 3 year and 1 CA( medical CA) and 26% used on CL

today 12/04/2012 they SP on both of us. my dad down to 30% used , i down to 3% used of CL

i called check status everyweek. today i found out ( APPROVED ) 1 month for APPROVED . i know thats long,but US Bank have amazing of skip my medical CA and CO and skip score, i believe they look of history to approved credit card. Thanks US Bank. i can relax and garden until Jan/2014

GE And US Bank are amazing !

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Regular Contributor
Posts: 242
Registered: ‎06-27-2011
0

Re: US Bank Amazing

Congrats. What card and limit did you get?

Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: US Bank Amazing

4 K CL

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Frequent Contributor
Posts: 300
Registered: ‎07-15-2012
0

Re: US Bank Amazing

Wow!!! Im a Banker at US Bank and being a very conservative Bank, Im surprised on the Limit you were issued!!  Congrats!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: US Bank Amazing

i PIF, my dad he used about 10 K -15 K for month for business.  We are heavy User. Maybe this make USBank Approved for me. Thanks US Bank. i can back to life again. GE and US Bank bring me back to life .lol Love it

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Frequent Contributor
Posts: 300
Registered: ‎07-15-2012
0

Re: US Bank Amazing

US Bank is a awesome Bank! once your in the door your offered really great CC's with awesome rewards, Loans at the lowest rates and much more!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: US Bank Amazing

I believe so.now when my credit better in dec/2013 I'll go for another usbank credit card! And close merrick and crap 1 lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: US Bank Amazing

Nice limit, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: US Bank Amazing

thanks . i still dont believe they approved for me my score 623 3 CO and 1 CA in my credit report. iam happy Smiley Very Happy

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: US Bank Amazing

Bump up for rebuilder .

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.