Reply
Contributor
JMW331
Posts: 80
Registered: ‎02-17-2008
0

US Bank CC $5,000 limit with ficos in 650-660's

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.

Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

WTG!!!!!  Awesome, now go celebrate!!!  :smileyhappy:
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
score_building
Posts: 3,578
Registered: ‎01-10-2008
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

WTG!  congrats US Bank seems to be one of the better options.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
VEEnVEGAS
Posts: 645
Registered: ‎10-24-2007
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

Wow...congratulations!!! I love my USBank card!
Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

Congrats!

 

Great starting credit line. You should experience excellent customer service from them as well...I have

 

 

Established Contributor
CreditDrama85
Posts: 1,046
Registered: ‎07-03-2007
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

Did you apply in the branch or online? was it an instant approval? i have been hearing good things about US Bank lately.
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

Congrats. Besides the scores, what are details about your inq's on your CR's and new recent credit approvals and balances on your existing cards? Probably you have very low inq's and new accounts, that helped you with your approval.

Frequent Contributor
Karatz
Posts: 318
Registered: ‎09-25-2008
0

Re: US Bank CC $5,000 limit with ficos in 650-660's


JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.


I got a bike loan that I got 6 months same as cash, and I'm hoarding cash to pay it off over the next 2 months. Will apply for US Bank, probably business cc. Hope I do as well as you did.

TransUnion/Equifax
746/754
Date: 9/24/2009/10/02/2009
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: US Bank CC $5,000 limit with ficos in 650-660's


JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.


 

Congrats, OP! Nice job!

 

Good thing you put that second paragraph in there. It may slow the stampede.

Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

I applied with them 8 mo ago, have good scores, but pretty thin file. got 10 000 instantly, got it increased to 14 500 a month ago

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}