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US Bank CC $5,000 limit with ficos in 650-660's

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Contributor

US Bank CC $5,000 limit with ficos in 650-660's

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.

Message 1 of 25
24 REPLIES
Established Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

WTG!!!!!  Awesome, now go celebrate!!!  Smiley Happy
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Message 2 of 25
Senior Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

WTG!  congrats US Bank seems to be one of the better options.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 25
Established Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

Wow...congratulations!!! I love my USBank card!
Message 4 of 25
Established Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

Congrats!

 

Great starting credit line. You should experience excellent customer service from them as well...I have

 

 

Message 5 of 25
Established Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

Did you apply in the branch or online? was it an instant approval? i have been hearing good things about US Bank lately.
Message 6 of 25
Super Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

Congrats. Besides the scores, what are details about your inq's on your CR's and new recent credit approvals and balances on your existing cards? Probably you have very low inq's and new accounts, that helped you with your approval.

Message 7 of 25
Frequent Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's


JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.


I got a bike loan that I got 6 months same as cash, and I'm hoarding cash to pay it off over the next 2 months. Will apply for US Bank, probably business cc. Hope I do as well as you did.

TransUnion/Equifax
746/754
Date: 9/24/2009/10/02/2009
Message 8 of 25
Senior Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's


JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.


 

Congrats, OP! Nice job!

 

Good thing you put that second paragraph in there. It may slow the stampede.

Message 9 of 25
Frequent Contributor

Re: US Bank CC $5,000 limit with ficos in 650-660's

I applied with them 8 mo ago, have good scores, but pretty thin file. got 10 000 instantly, got it increased to 14 500 a month ago
Message 10 of 25