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JMW331
Posts: 80
Registered: ‎02-17-2008

US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 10:24 AM

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.

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Established Contributor
pattycake
Posts: 753
Registered: ‎04-30-2007

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 10:32 AM

WTG!!!!!  Awesome, now go celebrate!!!  :smileyhappy:
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
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Senior Contributor
score_building
Posts: 3,293
Registered: ‎01-10-2008

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 10:40 AM

WTG!  congrats US Bank seems to be one of the better options.
12/12 FICOS:
EX 749 (PSECU) EQ 755 (DCU) TU 777 (WALMART)
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Established Contributor
VEEnVEGAS
Posts: 645
Registered: ‎10-24-2007

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 10:43 AM

Wow...congratulations!!! I love my USBank card!
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Established Contributor
Posts: 742
Registered: ‎12-19-2008

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 11:36 AM

Congrats!

 

Great starting credit line. You should experience excellent customer service from them as well...I have

 

 

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Established Contributor
CreditDrama85
Posts: 917
Registered: ‎07-03-2007

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 02:31 PM

Did you apply in the branch or online? was it an instant approval? i have been hearing good things about US Bank lately.
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Super Contributor
concorduser
Posts: 6,023
Registered: ‎09-18-2007

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 02:48 PM

Congrats. Besides the scores, what are details about your inq's on your CR's and new recent credit approvals and balances on your existing cards? Probably you have very low inq's and new accounts, that helped you with your approval.

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Frequent Contributor
Karatz
Posts: 318
Registered: ‎09-25-2008

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 08:34 PM

JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.

I got a bike loan that I got 6 months same as cash, and I'm hoarding cash to pay it off over the next 2 months. Will apply for US Bank, probably business cc. Hope I do as well as you did.

TransUnion/Equifax
746/754
Date: 9/24/2009/10/02/2009
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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 08:54 PM

JMW331 wrote:

Just letting everyone know I just rec'd a US Bank Travel Rewards card with a TU664 and Ex 656.  I had a card default within the past 4 years with US Bank.  (Which I paid in full) and they still issued the new card!

 

I also opened a checking and savings acct with a combined $7500 balance so that might have helped.

 

Congrats, OP! Nice job!

 

Good thing you put that second paragraph in there. It may slow the stampede.

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Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008

Re: US Bank CC $5,000 limit with ficos in 650-660's

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‎07-28-2009 09:06 PM

I applied with them 8 mo ago, have good scores, but pretty thin file. got 10 000 instantly, got it increased to 14 500 a month ago
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