Reply
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

[ Edited ]

The whole thing is very strange.

 

ed. Looks like they will open checking here, too, although there isn't a branch or location to be found. There may be hope.

Message Edited by creditwherecreditisdue on 07-29-2009 02:55 AM
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

I didn't pick any of the options --I just entered my zip code. They displayed three branches, each 40-50 miles away, so it's not like the search would only show a place around the corner.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

And just for completeness I tried it once again - zipcode only - and it comes out with nothing.

 

Perhaps for some reason FL is one of the very few places where US BANK allows cyber accounts in the absence of branches.

Contributor
JMW331
Posts: 80
Registered: ‎02-17-2008
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

For the person who asked.  I have 4 inq in the past two years.  I have 3 cc with low limits (2 HSBC with $500 or less) and a Cap 1 with a $ 750 limit. 

 

I have two pd charge-offs that are 2+ years old.  1 pd collection from sprint and one unpaid collection ($28 med bill)

 

I had a bunch of lates on cc's and my house about 2 1/2 years ago. 

 

I  would have been sure they would have declined me.  I applied online while logged into my checking/savings acct.

New Member
Creditman28
Posts: 4
Registered: ‎11-29-2009
0

Re: US Bank CC $5,000 limit with ficos in 650-660's

What were your exact scores and how many inquiries and items are in your credit files. Is this the US Bank platinum visa? Thanks.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}