US Bank CC $5,000 limit with ficos in 650-660's

[creditwherecreditisdue]

The whole thing is very strange.

ed. Looks like they will open checking here, too, although there isn't a branch or location to be found. There may be hope.

Message Edited by creditwherecreditisdue on 07-29-2009 02:55 AM

[haulingthescoreup]

I didn't pick any of the options --I just entered my zip code. They displayed three branches, each 40-50 miles away, so it's not like the search would only show a place around the corner.

[creditwherecreditisdue]

And just for completeness I tried it once again - zipcode only - and it comes out with nothing.

Perhaps for some reason FL is one of the very few places where US BANK allows cyber accounts in the absence of branches.

[Anonymous]

For the person who asked.  I have 4 inq in the past two years.  I have 3 cc with low limits (2 HSBC with $500 or less) and a Cap 1 with a $ 750 limit. 

I have two pd charge-offs that are 2+ years old.  1 pd collection from sprint and one unpaid collection ($28 med bill)

I had a bunch of lates on cc's and my house about 2 1/2 years ago. 

I  would have been sure they would have declined me.  I applied online while logged into my checking/savings acct.

[Anonymous]

What were your exact scores and how many inquiries and items are in your credit files. Is this the US Bank platinum visa? Thanks.